lesson learnt #128198219

phew. i just serviced my debt of RM4000. still got RM1000 to go. and then, to keep servicing my monthly debt of RM500.

after much soul-searching sessions (cheit, walhal masa tengah termenung), i realised that most of the expenditures came from purchasing flight tickets BKI-KUL-BKI. well, ever since i'm here, my credit card usage is mainly to buy flight tickets.

only starting last month, i'm using the card to service my 24 months installment when i purchased the 40" LCD TV+DVD player+Home Theatre System. Hence, the RM500 monthly debt service.

so basically, i've spent all of my bonus on servicing my debt. the feeling?

much relieved!

Alhamdulillah, thank you ALLAH for the bounty.